Enjoy a 0% APR until Almost 2026!
BankAmericard® credit card
Bank of America® Travel Rewards credit card
With the Bank of America® Travel Rewards credit card, you may enjoy a significant rewards rate without paying an annual fee. With this card, you can earn 1.5 points for every $1 you spend. Even though there is no annual charge, the rewards rate is quite high for a travel card. In addition, new cardholders can get 25,000 bonus points, which can be converted into a $250 statement credit for travel, after spending $1,000 within the first 90 days of account establishment.
Bank of America® Travel Rewards is different from other travel credit cards because you can use the points you earn to pay for everything from flights and hotels to vacation packages and cruises—all with a single statement credit! In addition to not charging an annual fee, this card offers a 0% intro APR on purchases made within the first 15 billing cycles and no fees for foreign transactions. The continuing APR for purchases ranges from 18.24% to 28.24% and is variable.
If you’re looking for a cash rewards card, go no further than the groundbreaking Wells Fargo Active Cash® Card. Take advantage of the best flat-rate cash incentives that we’ve ever seen. Enjoy limitless 2% cash back on all transactions with no limits, restrictions, or categories to remember!
This card has an excellent sign-up incentive on top of its generous rewards rate: After making $500 in purchases within the first three months, you will earn a cash rewards incentive of $200. Moreover, that is not all! In addition, during the first fifteen months after account establishment, all purchases and balance transfers made with the card will be subject to a 0% intro APR. With more than a year to prepare, you can escape the clutches of exorbitant interest rates. There is a variable continuous APR of 20.24%, 25.24%, or 29.99% once the introductory period ends.
In the realm of cash back cards, this card, which comes from our partner Citi, is truly one of a kind. It is the only card that gives you the opportunity to earn cash back on two separate occasions. Cardholders receive a cash back bonus of 1% at the time of purchase, in addition to an extra 1% as they pay for their purchases, earning a total of 2% on each and every purchase.
You just get the same flat rate of 2% regardless of what you are shopping because there are no rotating categories and there are no special bonuses on certain purchases. Even more impressive is the fact that this card does not charge an annual fee and offers a top-tier intro APR on balance transfers: 0% for the first 18 months on balance transfers, followed by 19.24% to 29.24% (Variable) after that.
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